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A mutual fund investment strategy for today’s economy. Always beat the Dow and S&P 500. How to survive in a bear market. FREE investment letter.


You have been asking for an update since my 2nd edition in 2003. New chapters, new charts and emphasis on ETFs. A chapter on real estate. A full explanation of Two for the Money that made 300% from 2000 to 2010 with no losses and no commissions on only seven (7) trades while the S&P500 lost 24%. The principles here apply to every world market.

Everything shown in the 1st and 2nd editions has come true. Everything.

Also included is a 2 month subscription to Over My Shoulder, Al's no-holds barred investment letter.

ORDER TODAY - Never lose money in the stock market again!


Al has a new ebook available on Amazon that explains the Golden Cross and the Death Cross. These are well known methods of determining long term trends in the market. If you only learned one method of technical analysis this would have kept you out of the 2000 and 2008 crashes and will keep you out of the next one that is coming soon.

In any bear market the one who loses the least is a winner. This simple method will save your money. BUY NOW!


  • Read the first chapter and receive the investment letter FREE!
    WARNING: Following instructions herein will cause reader to become rich. If you have an allergy to large sums of money, DO NOT READ!

    This book by former brokerage company owner Al Thomas includes:
    • A proven, safe and easy way to always be with the top performing mutual funds and ETFs.
    • The safest way to always avoid any bear market and keep your cash.
    • The first and only book about investing that anyone can understand - guaranteed!
    • Insider tips from a former floor trader.
    • Stocks, bonds, options and commodities are discussed along with momentum trading techniques.
    Find out the lies and deceptions of Wall Street that keep you from making big money! Never lose money in the stock market again!

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    " I'm not an investment advisor (and don't want to be) and the material presented is for informational purposes only. Investment of any kind whether it be stocks, bonds, mutual funds, real estate, coins, paintings, beer cans, china dolls, etc. implies risk and you might lose everything so be careful of what anyone tells you - even me."

    Williamsburg Investment Company
    1309 Cheney Hwy, Unit B
    Titusville, Florida 32780